Lend with Confidence
THE DAVOS ADVANTAGE

Partner with Davos
Become a Participating Lender
Watch this Video
Read the Lender Procedure Manual
Sign the Participant Lender Agreement
Have the appropriate organization leader sign the Participant Lender Agreement (will provide link) and send to Davos through the portal
Submit applications for guarantees!

LOAN TERMS
- Amounts between $20,000 and $250,000 (aggregate $250K)
- Interest Rate – Determined by Lender (max prime + 6.50% or 15%, whichever is higher)
- Terms – Determined by Lender (Global DSCR of at least 1.15x)
- Origination Fees – Cumulative not to exceed 5% or $6,250, whichever is less)
GUARANTY ELIGIBILITY
- Term Loans & Lines of Credit
- All owners of at least 20% must Personally Guaranty
- Measurable Equity Contribution
- Secured by All Available Collateral
- Start Ups & Established Companies
- Owner/Operator must have Adequate Industry Experience
- Acceptable Credit Profiles
INELIGIBLE ENTITIES:
Churches and Others with Direct Religious Affiliation; Sexual or prurient nature; Drug or Nicotine Related Sales (includes vaping); Gambling, Farming or Anything Illegal; Non-Profits (in Phase I)


PARTNERSHIP AGREEMENT
DAVOS REQUIRES LENDERS TO:
- Act in Best Interest of Borrower
- Sign and Follow the Lender Procedure Manual (LPM)
- Have Timely Communication with Borrower
- Monitor Construction Properly (if applicable)
- Control Disbursements (if a multi-use loan)
- Perform Site Visits
- Make Prudent Decisions
- Maintain Organized & Enforceable Loan Files
- Exhaust all Collection Options