Lend with Confidence

THE DAVOS ADVANTAGE

  • Flexibility in Repayment Structures (Balloon Payments Eligible)
  • First Resort Lending Welcomed
  • No Red Tape
  • No Bureaucracy
  • Responsive, Adaptive Updates & Advances
  • More Servicing Control
  • Reasonable Penalties for Late Remittance
  • No Lender Oversight

Partner with Davos

Become a Participating Lender

01

Watch this Video

View
02

Read the Lender Procedure Manual

Read More
03

Sign the Participant Lender Agreement

Have the appropriate organization leader sign the Participant Lender Agreement (will provide link) and send to Davos through the portal
Download
04

Submit applications for guarantees!

Loan Terms

LOAN TERMS

  • Amounts between $20,000 and $250,000 (aggregate $250K)
  • Interest Rate – Determined by Lender (max prime + 6.50% or 15%, whichever is higher)
  • Terms – Determined by Lender (Global DSCR of at least 1.15x)
  • Origination Fees – Cumulative not to exceed 5% or $6,250, whichever is less)

GUARANTY ELIGIBILITY

  • Term Loans & Lines of Credit
  • All owners of at least 20% must Personally Guaranty
  • Measurable Equity Contribution
  • Secured by All Available Collateral
  • Start Ups & Established Companies
  • Owner/Operator must have Adequate Industry Experience
  • Acceptable Credit Profiles

INELIGIBLE ENTITIES:

Churches and Others with Direct Religious Affiliation; Sexual or prurient nature; Drug or Nicotine Related Sales (includes vaping); Gambling, Farming or Anything Illegal; Non-Profits (in Phase I)

GUARANTY ELIGIBILITY

PARTNERSHIP AGREEMENT

DAVOS REQUIRES LENDERS TO:

  • Act in Best Interest of Borrower
  • Sign and Follow the Lender Procedure Manual (LPM)
    • Have Timely Communication with Borrower
    • Monitor Construction Properly (if applicable)
    • Control Disbursements (if a multi-use loan)
    • Perform Site Visits
    • Make Prudent Decisions
    • Maintain Organized & Enforceable Loan Files
    • Exhaust all Collection Options

For Lenders