How a Loan Guaranty can Change Everything
Davos Guaranty Participating Lenders unlock new opportunities for risk mitigation within their business model. By enrolling loans, the lender is able to:
- Reduce Net Exposure – The guaranteed portion of the loan is effectively cash-secured; Thereby reducing the risk of loss for the portfolio.
- Increase Loan Volume – This guarantee is a credit enhancement that allows the Lender to approve loans with mid to high risk factors that may normally result in a denial based on their credit policy
- Close Loans Faster – Guarantee determinations take about an hour and Guarantee Agreements are provided within 48 hours
- Offer Flexible Products – Term Loans and Line of Credit are both eligible with the Lender having greater control over the structure of the loan and the servicing relationship
A quick & transparent process
We have a simple online
Determine Eligibility & Pricing
Submit an online application and receive an instant decision with applicable terms
Get the Guaranty Agreement
Davos will review and draft the Guaranty Agreement within 2 days
Activate the Guaranty
Upload the signed Note, Guaranty Agreement and pay the Guaranty Fee through the secure portal
We can give best facilities
Determine the term and interest rate that work best for you and the borrower. Fairness and affordability are the only things we impose.
You know your borrower. With Davos, you have the flexibility to work with them through the amortization of the loan.
Davos will not impose organization assessments and there are no annual reporting requirements.